Credit cards that, when applied, will yield the correlated return responses listed below.

Card Type	Number
American Express	371460981711465
Discover	6011188120789240
MasterCard	5499656158806352
Visa	4024007109029958

These cards will always return success, despite amounts listed below.
Note: Even though cards return success, these cards can still yield a partial result.

Card Type	Number
American Express	371449635398431
American Express	3566002020140006
American Express	36438999960016
American Express	3059990000000030
American Express	379016999811374
Discover	6011000995500000
MasterCard	5526671193809599
MasterCard	5499990123456781
Visa	4716389275666851
Visa	4539394673694021
Visa	4003000123456781

This card will always return success, despite amounts listed below. This card will NOT yield a partial result, but will always return a fully approved result.

Card Type	Number
Visa	4539394673694021

The following cards will always yield a declined status, despite amount passed.

Card Type	Number
MasterCard	5130405452262903
Visa	4532372221587696

AVS testing will always respond with an Approved Authorization. AVS testing is utilized to help ensure that all responses of AVS may be handled and understood by the end user.

The below test transactions should all produce Successful Authorizations. Upon a successful authorization, an Approval Response and a 6 digit auth approval code will be generated.

To Produce AVS Responses, Enter one of the card numbers from above with any future expiration date, Street and ZIP Code. The response is based on the Authorization Amount entered.

Auth Amount	AVS	Response Meaning
1.00	Y	Street and Zip Match
1.05	A	Street Match, Zip Does Not Match
1.10	Z	Zip Match, Street Does Not Match
1.15	S	Not Supported by Issuer
1.20	R	Unavailable, Try Again
1.25	U	Unavailable or Not Supported
1.30	N	Street Does Not Match, Zip Does Not Match
1.35	G	Not Verified (International)
1.40	E	Not eligible for AVS
1.45	B	Street Match, Zip Not Verified
1.50	P	Zip Match, Street Not Verified
1.55	C	Street and Zip Incompatible formats (International)
1.60	D	Street and Zip Match (International)
1.65	I	Street Not Verified (International)
1.70	M	Street and Zip Match (International)
1.75	F	Street and Zip Match (UK Only)
1.80	W	Zip Match, Street Does Not Match (MasterCard)
1.85	X	Street and Zip Match (UK MasterCard)
1.90	T	Zip Match, Street Does Not Match (Discover)

CVV2/CVC/CID testing will always respond with an Authorization Approved. The testing is utilized to help ensure that all responses of CVV2/CVC/CID may be handled and understood by the end user.

To Produce CVV2 Responses: Enter any card number from above with any future expiration date, the CVV2, and amount values below.

Auth Amt	CVV2 Val	CVV2 Response	Response Meaning
1.95	123	M	Match
1.95	456	N	No Match
1.95	789	P	Not Processed
1.95	012	S	CVV2 should be on the card but it was not entered
1.95	345	U	Not Supported by Issuer
1.95			No Response, CVV2 not entered or incorrect

Partial Approvals occur when a transaction is authorized for only a portion of the originally requested amount. This scenario can be simulated in the sandbox by using the following amounts: 30.00, 40.00, 50.00.

Transactions submitted with these amounts will be partially approved for $20.00 less than the amount submitted.

For example: A transaction submitted for $40.00 will be approved for $20.00.

Authorization decline messages are produced by entering the specified transaction dollar amount listed in the table below.

Enter any test card number from above. The response is generated by the amount entered.

Credit Card Amount Triggers

Amount	Error	Message	Description
2.00	200	Auth Declined	Cardholder’s bank did not approve transaction.
2.01	201	Call Voice Oper	Authorizer needs more information for approval.
2.02	202	Hold - Call	Card issuer does not want that card used. Call for further instructions.
2.03	203	Call Voice Oper	Authorizer didn’t respond within allotted time.
2.04	204	Invalid Card No	Account #/mag stripe is invalid.
2.05	205	Invalid Exp. Date	Expiration date is either the Ncincorrect format or prior to today.
2.06	206	Invalid ICA No	Invalid International Control Account number.
2.07	207	Invalid ABA No	Invalid American Banking Association number.
2.08	208	Invalid PIN No	The Personal ID Number for a debit transaction is incorrect.
2.09	209	Invalid Bank MID	The Bank Merchant ID is incorrect.
2.10	210	Invalid Term No	The merchant ID is not valid or active.
2.11	211	Invalid Amount	Amount is either: equal to 0, has no decimal, has decimal in wrong place, or has multiple decimals.
2.13	213	Invalid Tran Fmt	The transaction format isn’t valid, typically invalid SIC code
2.14	214	Call Voice Oper	Authorization center cannot be reached.
2.15	215	Lost/Stolen Card	Card has been reported lost or stolen.
2.16	216	Invalid PIN	Personal ID code is incorrect.
2.17	217	Over Credit Flr	Amount requested exceeds credit limit.
2.18	218	Request Denied	Transaction is not valid for this authorizer.
2.20	220	Not Online to XX	Fatal communications error.
2.21	221	Auth Down-Retry	Debit authorizer temporarily unavailable.
2.22	222	Auth Declined	Vehicle not found in positive file.
2.23	223	Invalid Pin No	Driver # not found in positive file.
2.24	224	Auth Declined	Card is on private label negative file.
2.25	225	Card Not Allowed	Merchant does not accept this card.
2.26	226	PL Setup Reqd	Merchant is not set up for Private Label.
2.27	227	BIN Not Allowed	Merchant cannot accept this Private Label BIN range.
2.28	228	Card Not Allowed	Merchant cannot accept this card.
2.29	229	Inv Merc Restrict Code	Restriction code field contains invalid data.
2.30	230	Prod Restricted	Merchant attempted a product code not permitted by this merchant.
2.31	231	Prod Not On File	Merchant attempted a product code that does not exist on host.
2.32	232	Auth Declined	Invalid card type for Prior Auth sale.
2.33	233	Auth Declined	Terminal Type not supported.
2.34	234	Auth Declined	T&E card used for Sale when merchant only allows Auth Only.
2.35	235	*Request Denied*	Prior Auth selected with no Auth code provided.
2.38	238	Invalid Driver Number	The Driver Number entered is invalid.
2.45	245	Cannot Process Req	SV error on prior authorization
2.46	246	Unable to Void	Issuer unable to void transaction
2.47	247	PIN Not Selected	EBT recipient has not selected a PIN for this card.
2.48	248	CVC2/CID ERROR	CVC2 or CID entered was not valid for the card number.
2.49	249	Tran Not Defined	This type of transaction is not allowed for this type of card.
2.57	257	Block Act Not Alwd	The merchant is not allowed to process Stored Value Block Activations
2.58	258	Incorrect Act Amt	The activation amount requested does not match the predenominated amount for the card.
2.92	292	Auth Down – Retry	Authorizer is not responding
2.93	293	Auth Busy – Retry	Authorizer not available at this time.
2.94	294	Auth Busy - Retry	Authorizer not available at this time
2.97	297	Auth Error - Retry	Authorizer not available at this time
2.98	298	Err - Pls Retry	Debit authorizer experienced an error.
2.99	299	Err - Pls Retry	Debit authorizer experienced an error.
3.00	300	Invalid Term ID	The length of the merchant ID is incorrect or contains invalid data.
3.01	301	Invalid Function	Tran code is incorrect or wrong length.
3.02	302	Invalid Card	Mag stripe contains invalid data or account # is greater than 19 digits
3.03	303	Invalid Exp. Date	Card has expired, month was not 01-12 or year was not 00-99.
3.04	304	Invalid Action Code	Action code is longer than 1 digit.
3.05	305	Amt Entry Error	Amount less than .01 or greater than 99999.99 or contained non- numeric data.
3.06	306	Invalid PIN	Incorrect PIN block length.
3.07	307	Invalid Card	Invalid card type or account number.
3.08	308	Auth # Not Entered	Auth code was not entered on a Prior Auth, Incremental or Rev.
3.09	309	Invalid Down Pay Ind	Insurance down payment indicator is invalid.
3.10	310	Policy # Wrong Len	Insurance policy number is incorrect length.
3.11	311	Invalid Ind Code	Industry type must be RE or DM.
3.12	312	Invalid Function	Tran code is invalid or contains alpha data.
3.13	313	Entry Mode Invalid	POS Entry mode does not contain a valid value.
3.14	314	Invalid Industry Data	The Industry Specific field contains invalid data.
3.15	315	Inv Fleet Data	The Fleet Card field contains invalid data.
3.16	316	Invalid Sys Info	The System Information field contains invalid data.
3.17	317	Invalid Format	Payment Service indicator or Transaction ID is invalid.
3.18	318	Inv Transaction Class	Transaction class not “F” for financial transaction.
3.19	319	Inv PIN Capability	Pin capability code field contains invalid data.
3.20	320	Inv/Missing Retr Ref	Retrieval Reference # is missing or contains alpha data.
3.21	321	Inv MSDI	Market Specific Data field contains invalid data.
3.22	322	Invalid Duration	Market specific data field Duration is 00, blank or missing.
3.23	323	Inv Pref Cust Ind	Preferred Customer indicator contains invalid data.
3.24	324	Inv MO/TO Number	Mail/Telephone order ID is invalid.
3.25	325	Inv Sale/Chg Des/Folio	Hotel Sale Code, Charge Descriptor or Folio contains invalid data.
3.26	326	Inv Mult Clr Seq No	Multiple Clearing sequence number is invalid.
3.27	327	Inv Purch Card Data	Purchasing card field contains invalid data.
3.28	328	Inv Input/Use VRU	Insurance transaction not from VRU.
3.29	329	Invalid EC Data 329	Invalid Electronic Commerce Data.
3.30	330	INV Function or Multiple FS or Unknown TKN	Indicates system problem, notify Chase Paymentech or Multiple field separators received without required data or A token of unknown definition was received
3.31	331	INV TKN Value	Invalid token value was received.
3.32	332	CVD Data Error	Error with the cardholder verification data received; invalid value or not allowable for this card for this transaction.
3.33	333	TKN Data Error	Indicates system problem, notify Chase Paymentech.
4.00	400	Invalid Term ID	Merchant ID not found in merchant file.
4.01	401	Invalid Term ID	Merchant ID not found in terminal file.
4.02	402	Term Not Active	Active flag for merchant set to “N”.
4.03	403	Invalid Act Code	Merchant not set up for cash advance function.
4.04	404	Void Not Allowed	The transaction requested for voiding is not an EFT transaction.
4.05	405	Ref Num Not Found	Transaction requested for reversal not found.
4.06	406	Proc Error 7	The host can’t clear all transaction records for the requested Batch Release.
4.07	407	Too Many Batches	There are 999 open batches for this merchant.
4.08	408	Release Batch	Current batch has 999 records. Release batch before continuing.
4.09	409	Invalid Function	Debit transaction requested but debit flag is set to “N”.
4.10	410	Invalid Term ID	The Terminal ID portion of the merchant ID is incorrect.
4.11	411	Invalid Term ID	The maximum number of retries for this merchant have been exceeded.
4.12	412	Proc Error 13	Unable to read reference number file.
4.13	413	Proc Error 14	Unable to read reference number file.
4.14	414	Proc Error 15	Unable to update reference number file.
4.15	415	Invalid Function	Merchant is Authorization Only and a draft capture record was sent.
4.16	416	Invalid Function	Merchant is Authorization Only and a debit record was sent.
4.17	417	Invalid Function	Private label flag is “N” but a private label account number was sent.
4.18	418	Please Try Again	Incorrect debit working key.
4.19	419	Invalid Function	Manually entered transactions are not allowed for this terminal ID.
4.20	420	Amount Too Large	Maximum sale amount exceeded.
4.21	421	Amount Too Large	Maximum return amount exceeded.
4.22	422	Invalid Term ID	Host couldn’t read terminal file within specified time.
4.23	423	Proc Error 24	Host couldn’t read reference number file within specified time.
4.24	424	Invalid Term ID	Transaction open flag has been set to “Y” within prior 3 minutes.
4.25	425	Invalid Function	Cash management not allowed for this merchant ID.
4.26	426	Rev Not Allowed	Host found no batch number matching the one sent.
4.27	427	Rev Not Allowed	Host found no transactions meeting the specifications sent.
4.28	428	Dscv Not Allowed	Merchant not set up for Discover transactions.
4.29	429	Rev Not Allowed	The batch containing the transaction to void has been released.
4.30	430	Dscv Not Allowed	Merchant not set up for Discover.
4.31	431	DC Not Allowed	Merchant not set up for Diners Club.
4.32	432	CB Not Allowed	Merchant not set up for Carte Blanche.
4.33	433	Invalid Key	No AMEX subscriber number, process control ID or product code set up
4.34	434	Invalid Key	Future use.
4.35	435	Failed-Plz Call	Debit transaction being sent to an authorizer not set up on host file.
4.36	436	Failed-Plz Call	Debit security key does not exist on the security management file.
4.37	437	Failed-Plz Call	Failure occurred during encryption/decryption of PIN.
4.38	438	Failed-Plz Call	Error occurred while generating a debit working key.
4.39	439	Failed-Plz Call	The DB (debit) sponsor institution on the merchant file is not set up on sponsor file.
4.40	440	Failed-Plz Call	The network set up on the sponsoring bank file for this institution is not set up on the host’s network file.
4.41	441	Failed-Plz Call	The host is unable to communicate with decryption device.
4.42	442	JCB Not Allowed	JCB CD flag on merchant record not set up for JCB transactions.
4.43	443	JCB subscriber number not set up for JCB transactions.	JCB Not Allowed
4.44	444	Bank Not On File	Debit BIN not set up for this merchant in routing table.
4.45	445	No Sponsor Inst	No valid sponsorship was found on Merchant record.
4.46	446	Failed Plz Call	Future use.
4.47	447	WX Not Allowed	Merchant not set up to accept WEX.
4.48	448	Amount Too Large	Amount exceeds maximum limit.
4.49	449	Reenter Odometer	Odometer was 000000 or contained non-numeric data.
4.50	450	Duplicate Tran	No ACK reversal was followed by a duplicate request
4.51	451	Tran Not Allowed	Requested transaction type is not allowed for this card/merchant.
4.52	452	Bat Already Rels	Batch has already been released
4.53	453	Invalid Rtng Ind	Invalid Routing Indicator field
4.54	454	AX Not Allowed	AMEX not allowed
4.93	493	Amt Req Over Lmt	Total authorized amount will exceed the allowed Sales or Return limit for this device.
9.90	990	Invalid Merchant	Merchant number not on file.
9.91	991	Processing	Waiting on response from processor
9.92	992	Payment Server Unavailable	Unexpected error encountered while communicating with processor.

Note: If an amount is passed that is not shown in the tables above and the card is not an override card number, the transaction will be declined and the response will be "Unknown". Any amount passed ending in .99 will be delayed for 60 seconds regardless of the card number used. This is useful for testing timeout situations.